I hate the cold, too, despite being born in the Upper Peninsula of Michigan. It's been freaking cold in Georgia this month-in the 20s-40s. I've been layered, hatted, scarved, and booted, and meanwhile kids are running around in shorts. Then I discovered something. When I'm cold, I get all tense and hunched up. When I made a conscious effort to relax, dropped the shoulders, straightened up my posture, and didn't "fight" the cold, it wasn't as bad.